At Univeral Specialty Group, LLC. our specialized Construction Insurance Programs are custom built to benefit you like no other insurance program has before. Take a look inside all we have to offer:
Coverages We Offer
- Property & Casualty
- Long Term Care & Disability
- Business Succession Planning
- & More
- Access to over 300 insurance companies in all states and internationally
- Subcontractor Compliance Monitoring
- DOT Compliance & Owner Operator Monitoring
- Complimentary Custom Safety Manual
- MVR & Pre-Employment Driver Screening
- 24/7 Certificates of Insurance
- Quarterly Large Loss Reviews & Reserve Monitoring
Experience the Universal Way
Our entire process was created from the perspective of the business owner. We help our customers improve their businesses in a way that improves cash flows, increases profits, and creates a sustainable culture of success!
Even when coverage is reviewed annually, our team takes a step back to look at the enterprise level of the total risk to a business owner – identifying gaps and providing solutions. Most construction businesses have exposures that are not sufficiently addressed in an “off the shelf” insurance product. Through our extensive industry experience, we’ve been able to uncover significant coverage gaps and cost overages on 89% of new customers prior insurance policies.
Through our partnership with the industry leaders for safety & risk management specifically for construction companies, we have developed a one of a kind Safety Suite completely customized to the needs of each individual business. DVDs, Printed Media, and Streaming Services are still available, but we’ve taken it up a notch. Welcome to The Universal Way, a fully-integrated app based platform to help your company grow at every level!
We’ve introduced a game changer to the construction market – the opportunity to finance Payment & Performance Bonds! Paying upfront in full for a bond takes months to cash flow, let us help ease that burden with our financing options for qualifying businesses.
You are the expert at driving revenue to your company, we are the experts at protecting it. Let us help ease the day to day compliance & managerial burden the same way we do with our own company. We have partnered with the industry leaders for Human Resources & Payroll outsourcing. You remain 100% in control, and profits are improved by creating efficiencies of scale. By looking at all aspects of your company, we continue to meet our objective – help our customers improve cash flow & increase profits!
Nothing derails a great month like an unexpected invoice from the insurance company resulting from an audit. Our Audit Defense team walks through the audit process hand in hand with our customers. Our team is comprised of veteran industry underwriters who understand the minute details that could ultimately generate large swings in premium if not properly protected against. As a result, we’ve successfully saved our customers hundreds of thousands of dollars from potential audit mistakes and unnecessary classification changes.