About Universal Specialty Group, LLC

We’ve taken insurance to the next level for customers with more complex insurance and risk management needs. Universal Specialty Group was created to enhance the business owner experience by going above and beyond insurance to become a true advocate and business partner for our customers. We structure insurance plans specific to your needs, instead of providing an “off the shelf” solution.  With key strategic relationships in Construction, Transportation, and Specialty High Risk insurance, we are able to provide new products and solutions not commonly available in the insurance marketplace.

We are leading the way forward with secure and encrypted digital insurance platforms. Customers can interact with their insurance policies to view coverage, request changes, and have a real time view of policies. Our interactive platform also allows prospective customers the ability to securely upload documents, answer underwriting questions, sign applications, and view the quoting process digitally. Gone are the days of PDF’s, scanning, faxing, and hand signing documents.

Take a look below and explore all we can offer you.



Our Transportation Division focuses on keeping your trucks on the road without interruptions related to insurance and filings.Read More »


Our Construction Division focuses on more complex construction related businesses, making sure our customers are protected from all aspectsRead More »

Specialty High Risk

Our Specialty High Risk Division focuses on serving business owners with difficult to place insurance programs, leading the industry as an Excess & Surplus lines retail agency.

Read More »


Oil & Gas

Coverage for all many sectors of the oil and gas industry, including an exclusive transportation program for with Auto Liability premiums as low as $1,800 per tractor!Read More »

Universal Specialty Group is a proud Veteran Owned, Veteran Preference Employer. To learn more, click here.

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Increase Profits Through Fully Integrated Risk Management


Improve Cash Flows

Our entire process was designed from the perspective of the business owner. All products and services are customized to specific business operations to reduce risk, improve cash flows, and increase profits! Our cash flow tools such as Premium Bond Financing, Captive Management, and Audit Defense put business owners back in control of their destiny!


Exclusive Insurance Offerings

Through Fully Integrated Risk Management, we design custom insurance products with
companies offering broadened coverage options*, deviated pricing*, and safety group
dividends* for clients who are committed to superior safety & risk management practices. *Not available in all states or situations.


Our Technology Partners Improve Performance

Our technology partners provide integral services to help you streamline processes, increase safety and fight fraud.

Our Technology Partners



Joseph C McIlhon CPCU, ARM, AU, RWCS
President & CEO

Founding Universal Specialty Group was the culmination of years spent refusing to accept the status quo. After working as an underwriter for hundreds of insurance agencies across the country, Joe recognized the biggest weakness in the insurance industry: failure to create outside the box solutions. Joe created Universal Specialty Group to utilize technology innovations to become the industry leader in creating and structuring insurance programs for businesses with needs that cannot be underwritten or protected by an off the shelf insurance product. As an Air Force bomb loader, adventure runs in Joe’s blood. When not consumed with changing the world, Joe and his wife Bria and 3 kids are traveling to their next adventure and fishing for monster fish.

P: 402-670-3659
E: jmcilhon@universalinsgroup.com


Mike McCoy CIC
Market President, Arizona & California

A licensed agent since 1997, Mike brings a 20-year track record of sales success to Universal Group, having served in a multitude of sales roles for Pearl Insurance, Zurich North America, Universal Underwriters, Insurance of America Agency, Inc., and Enterprise Financial Group. Mike has been a Certified Insurance Counselor (CIC) since 2008, and is currently in the process of obtaining his Certified Risk Manager (CRM) certification with the National Alliance For Insurance Education & Research.

P: 602-625-2335
E: mmccoy@universalinsgroup.com


Kevin Brookshire
Market President, Texas & Oklahoma

As our leader in Texas, Kevin also heads our Energy & Environmental practice. With 15 years Oil & Gas, Energy, and Environmental insurance experience with several prominent national wholesale firms, and a large retail agency, Kevin is a recognized industry expert. Kevin’s passion for creating best in class insurance programs is unrivaled. Growing up in a small town outside of Tyler, Texas, Kevin cultivated a love for the outdoors which he enjoys today by golfing and coaching his son’s youth baseball team.

P: 214-250-4655
E: kbrookshire@universalinsgroup.com